Cigna Arizona Timely Filing Limit: 90 or 180 Days

Cigna HealthCare of Arizona,'s first published filing rule in the reviewed sources is: Participating provider claims: 90 days from date of service. Confirm the plan, provider agreement, and event that starts the filing period before submission.

At a glance

• Cigna’s general provider timely filing guidance says participating provider claims submitted directly to Cigna are considered timely if filed within 90 days from the date of service, while out-of-network claims are considered timely if filed within 180 days from the date of service. The guidance also notes exceptions for applicable law, provider agreements, and COB situations based on the primary carrier’s processing date. Appeal guidance indicates many timely-filing denials may be resolved by real-time adjustment, but formal provider appeal deadlines still apply.

Initial claim filing limits

• Participating provider claims: 90 days from date of service
• Out-of-network claims: 180 days from date of service

Corrected claim filing limits

• If Cigna requested additional information on a timely filed claim, resubmission is treated differently; if resubmission is not a Cigna request and is not an appeal, the filing limit applies.
• No Arizona-specific corrected-claim timely filing limit was located in official sources.

Appeal and reconsideration deadlines

• Provider payment appeal: within 180 calendar days of the initial payment or denial notice, or within 180 calendar days from the last payment adjustment if the appeal relates to an adjusted payment.

Trigger basis and caveats

• Date of service is the general trigger for initial timely filing.
• In COB situations, Cigna says timely filing is determined from the processing date on the primary payer's EOB/EOP.
• For Medicare MSP scenarios, initial claim must be submitted to the primary payer within Cigna's timely filing period.
• The cited timely filing page is general Cigna provider guidance and is not explicitly labeled Arizona-only.
• Provider contracts can override or extend filing limits.
• Behavioral health and Medicare-related claim rules may differ.

Provider resources

• Cigna for Health Care Professionals portal (official)
• Precertification and prior authorization overview (official)
• Arizona prior authorization form instructions (official)
• Timely filing / When to file (official)
• How to file a claim (official)
• Appeals and disputes (official)
• EDI vendors / electronic claims and eligibility vendors (official)

Sources